elimination of post-settlement interest for federal housing administration (fha) mortgages with an effective date of January 21, 2015. This rule revises FHA’s regulations that currently allow an FHA-approved mortgagee to charge the mortgagor interest through the end of the month in which the mortgage is being paid. The final rule allows mortgagees

Changes To Home Loans Coming In October. If you are applying for an FHA home loan and are interested in speaking to a housing counselor as mentioned above, you can call the FHA directly at 1-800 CALL FHA to request a referral to a local, HUD-approved housing counseling agency. As the CFPB official site says, being an informed borrower is very.

FHA Guideline Changes 2015-2016. September 8, 2015 by FHA Mortgage Source. The FHA home loan program has some new rules and guidelines starting September 14th 2015 for all approved FHA banks, lenders and brokers. These FHA Guideline Changes 2015-2016 should be noted for any home buyers that wish to utilize the FHA mortgage program in 2016.

Hud Loans For Houses Hud Loans For Houses | Samhouston – FHA eases home warranty requirement for low down payment loans – and that its removal could expose HUD and the African-American and Latino borrowers who take out a large share of FHA loans to increased home defect risk. hud declined to revise the rules in response.Fha Loan maximum loan amount What Is An fha 203b loan fha lending rates Current Mortgage Rates | FHA mortgage rates | Total Mortgage – See our current low mortgage rates. Our mortgage experts will help find the loan that makes the most sense for you. view rates and get started online.Does a FHA/VA Combo Loan Still Exist? – The program was the "Veteran’s Preference" option on the FHA 203B program. It was not a VA program and VA did not guarantee the loan. It was discontinued about 10 years ago. The Veteran’s Preference.The FHA does not have a maximum combined loan-to-value limit for streamline refinances. In the previous guidance, the calculation of the maximum loan amount would depend on whether the streamline refi has an appraisal or none. The current handbook notes that appraisals are not required on streamline refinances.

However, the changes will not apply to the reverse mortgage program, a Department of Housing and Urban Development spokesman confirmed with RMD. The annual fees the FHA charges to guarantee mortgages.

Just know that adjustable rate mortgages have a temporary fixed-rate, followed by yearly rate adjusts after this initial period. In 2015, FHA lenders are required to give FHA-ARM borrowers more notice regarding upcoming rate changes – a 60 to 120-day advanced notice, up from a 25-day notice. 3. Lower mortgage insurance premiums (MIP)

This change takes effect on January 26, 2015. The new annual MIP for most FHA borrowers will be 0.85% of the base loan amount. 2015 fha Loan Update – Rates, Requirements, Changes and More – FHA guidelines and requirements for 2015 will be very similar to what they are now. No major changes have taken place over the last few months, and none have been announced for the months ahead.

Lots of FHA changes with guideline updates on 9/14/2015 – Below are the FHA guideline changes effective for FHA case file numbers assigned on or after September 14, 2015. Below are the topics and the new guideline language which replaces the prior rules often because the prior rules were not specific enough.

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