My Community Mortgage

Mortgage Loans. My Community wants to help you as you prepare to make one of the biggest & most important purchases in life. We have experienced mortgage lenders available to get you one step closer to your dream home.

Income Tax Home Purchase What’s more, if your new home is in Telluride, Colorado, the town will tack on an extra 3% real estate transfer tax for any home purchase of more than $500. It’s up to the buyer to pay the town’s tax. So if you buy a $500,000 home there, you’ll owe a transfer tax of $5,000 to the state and another $15,000 to the town.Mortgage Guidelines 2017 A typical person puts down 10 percent of the home price, and opts for a standard 30-year fixed-rate mortgage. But changing those biases can save you hundreds of thousands in interest.

If your loan is being serviced by First Community Mortgage, please contact our Servicing Department at 800-909-4680. Can I make extra principal payments to my loan? You may make extra principal payments on your loan at any time to reduce your outstanding principal balance, as long as you are up to date on your regular monthly payments.

"Kevin and his Community Mortgage Team were excellent! We were in a pinch after another mortgage company dropped the ball less than 2 weeks to closing. Kevin and his team swooped in to save the day. They were through, fast, friendly, knowledgeable and we still made closing on time. They truly were the team of superheroes we needed at the right.

The Fannie Mae MyCommunity Mortgage (MCM) is a popular low down payment alternative to FHA with lower PMI and flexible underwriting.

Texas Mortgage Interest Rate Over the last 30 years interest rates have been around 6.69%% on the average Texas home loan. The average interest rate for a home loan today is around 4.25%, which still makes this a great time to buy a home or refinance your current mortgage.

My Community Mortgage is a Fannie Mae program that has very flexible credit guidelines for low to moderate income borrowers. It’s available to purchase or refinance a single-family home, townhome, condominium, or a 2-4 family home. 5% down payment. Entire down payment can be gift funds. Up to 95% financing – one loan (one-unit)

Personal Checking Just Got Better. Make your choice in free checking MyChoice Checking at Community Savings. Community Savings MyChoice Checking has no monthly fees and no minimum balance requirements.

At Stonebridge Home Loans, we are ready to serve you! We acknowledge your selfless dedication to keeping our community safe, healthy and educated day in.

My Community Bank provides a variety of loan types to meet your personal needs. Lower Loan Rates. Credit unions offer the same financial products as banks, but they are much cheaper for people who cannot access the very best rates from banks.

Refinance Mortgage Programs Texas Tax Rate Locator Taxes in Texas. Each state’s tax code is a multifaceted system with many moving parts, and Texas is no exception. The first step towards understanding Texas’s tax code is knowing the basics. How does Texas rank? Below, we have highlighted a number of tax rates, ranks, and measures detailing Texas’s income tax, business tax, sales tax, and property tax systems.Refinancing is the process of obtaining a new mortgage in an effort to reduce monthly payments, lower your interest rates, take cash out of your home for large purchases, or change mortgage companies. Most people refinance when they have equity on their home, which is the difference between the amount owed to the mortgage company and the worth of the home.First Time Homeowner Tax Credit 2017 About the First-time home buyer tax credit. effective August, 2017, the state realty transfer tax rate was increased from 1.5% to 2.5% for property located in counties and municipalities that impose a realty transfer tax. If the property is located in an area that does not impose a local transfer tax, the state realty transfer tax rate is now 3%.

MORTGAGE PREAPPROVAL. Know exactly how much you can afford, even if you haven’t found the perfect home yet. CALCULATE: What home can I afford? What would you qualify for?

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